how to get cheap motor insurance

[johno]

Teen Chris Berry resorts to driving old tractor after £17k car insurance quote
Teenager Chris Berry turned to a vintage tractor as a cheap transport solution after he was quoted up to £17,800 a year to insure his £400 P-reg VW Polo.
Chris Berry, 1953 Fordson Major tractor Chris Berry with his 1953 Fordson Major tractor, which cost him £57 to insure (Pic: Cascade)

After he was unable to find an affordable premium, the 18-year-old turned to his family’s 1953 Fordson Major tractor, which he was able to insure for just £57.

The four-litre beast can reach a top speed of 40mph and is exempt from MoTs. ‘If I had the choice, I’d would have my car – I can go further in it and it would be much better in the rain,’ said Chris, from Astley Bridge, Bolton.

‘If you’re image conscious, I don’t think you could drive it. But we’ve had it for about 15 years, and I actually love the fact I drive a tractor – not many people can say they drive a Fordson Major.’

The average cost of insuring a new young male driver is £8,260. Bolton MP David Crausby warned that the prohibitive quotes given by insurance companies could encourage young motorists to take the risk of not getting cover at all.



ps. and it s a good way to build up a ncd.

[cerina]

Innovative thinking.

[mugley]

couldn't you buy a fairly nice new car for 17.8k?

[cerina]

You could get a pretty decent new one for that but he wouldn't have been able to insure it.

[mugley]

yeah I know, I was just thinking that he would need to do a fair amount of damage to come close to getting what he paid in back

[cerina]

There aren't many 18 year olds who can afford to insure a car these days. Which is why there are so many youngsters driving around without insurance which, in turn, pushes up insurance premiums.