Cancel Your Credit Cards, before you die

[Maxie]

Be sure and cancel your credit cards before you die. This is so priceless, and so easy to see happening, customer service being what it is today.
A lady died this past January, and Citibank billed her for February and March for their annual service charges on her credit card, and then added late fees and interest on the monthly charge. The balance had been $0.00, now is somewhere around $60.00. A family member placed a call to Citibank.

Family Member: "I am calling to tell you that she died in January."
Citibank: "The account was never closed and the late fees and charges still apply."

Family Member: "Maybe, you should turn it over to collections."
Citibank: "Since it is two months past due, it already has been."

Family Member: So, what will they do when they find out she is dead?"
Citibank: "Either report her account to the frauds division or report her to the credit bureau, maybe both!"

Family Member: "Do you think God will be mad at her?"
Citibank: "Excuse me?"

Family Member: "Did you just get what I was telling you - the part about her being dead?"
Citibank: "Sir, you'll have to speak to my supervisor."

Supervisor gets on the phone:
Family Member: "I'm calling to tell you, she died in January."
Citibank: "The account was never closed and the late fees and charges still apply."

Family Member: "You mean you want to collect from her estate?"
Citibank: (Stammer) "Are you her lawyer?"

Family Member: "No, I'm her great nephew." (Lawyer info given)
Citibank: "Could you fax us a certificate of death?"
Family Member: "Sure." (fax number is given)

After they get the fax:

Citibank: "Our system just isn't set-up for death. I don't know what more I can do to help."
Family Member: "Well, if you figure it out, great! If not, you could just keep billing her. I don't think she will care."

Citibank: "Well, the late fees and charges do still apply."
Family Member: "Would you like her new billing address?"

Citibank: "That might help."
Family Member: "Odessa Memorial Cemetery, Highway 129, Plot Number 69."

Citibank: "Sir, that's a cemetery!"
Family Member: "What do you do with dead people on your planet?

[Jack Flash]

death and credit cards or was that death and taxes

[tiger~lilly]

hmmmm, some people just don't get it!

[Cooter-King]

apartment number 69 you said? ok well we will send a bill collector out have a good day sir

[Blondie]

My grandmother gave a lot to charities and to this day she gets mail requesting contributions.


She has been dead 21 years!

[Quercus]

Yes, I've tried contacting solicitors and notifying them of the death of family members. You'd think they'd have the common decency to make note of it and leave you alone but they just keep sending you their junk.

[Flight From Ashiya]

I once knew a guy who used one credit card to pay off another credit card - & he had about half a dozen of them!.

[Orange Door Hinge]

Be sure and cancel your credit cards before you die. This is so priceless, and so easy to see happening, customer service being what it is today.
A lady died this past January, and Citibank billed her for February and March for their annual service charges on her credit card, and then added late fees and interest on the monthly charge. The balance had been $0.00, now is somewhere around $60.00. A family member placed a call to Citibank.

Family Member: "I am calling to tell you that she died in January."
Citibank: "The account was never closed and the late fees and charges still apply."

Family Member: "Maybe, you should turn it over to collections."
Citibank: "Since it is two months past due, it already has been."

Family Member: So, what will they do when they find out she is dead?"
Citibank: "Either report her account to the frauds division or report her to the credit bureau, maybe both!"

Family Member: "Do you think God will be mad at her?"
Citibank: "Excuse me?"

Family Member: "Did you just get what I was telling you - the part about her being dead?"
Citibank: "Sir, you'll have to speak to my supervisor."

Supervisor gets on the phone:
Family Member: "I'm calling to tell you, she died in January."
Citibank: "The account was never closed and the late fees and charges still apply."

Family Member: "You mean you want to collect from her estate?"
Citibank: (Stammer) "Are you her lawyer?"

Family Member: "No, I'm her great nephew." (Lawyer info given)
Citibank: "Could you fax us a certificate of death?"
Family Member: "Sure." (fax number is given)

After they get the fax:

Citibank: "Our system just isn't set-up for death. I don't know what more I can do to help."
Family Member: "Well, if you figure it out, great! If not, you could just keep billing her. I don't think she will care."

Citibank: "Well, the late fees and charges do still apply."
Family Member: "Would you like her new billing address?"

Citibank: "That might help."
Family Member: "Odessa Memorial Cemetery, Highway 129, Plot Number 69."

Citibank: "Sir, that's a cemetery!"
Family Member: "What do you do with dead people on your planet?

OMG please tell me you have an audio file of this. I would so much love to listen to it. Thats funnier then shit.

Citibank wont allow me to close my citibank account until it is payed off in full. Im not even sure that is legal. They will continue to bill me an anual fee until I pay off the 3k. And Im afraid some a-hole will try and bill me for services I have not ordered.

I hate citibank. dont do business with them.

[ItsMe]

Moral of the story here... don't die....

[messylaura]

there was a guy that had credit cards for all his pets and when they died he sent the credit card companies the death certificate, he was in his 6o's or 70's when they found out and were leaniant on him